Are First National Bank & Trust's deposit accounts FDIC insured?
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR
TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing account" are insured in full by the Federal Depostit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTA's"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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How do I set up Direct Deposit of my payroll check?
After your First National Bank & Trust's checking application has been approved, you will receive First National Bank & Trust's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within 30 days.
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How do I set up Direct Deposit of my Social Security check?
After your First National Bank & Trust's checking application has been approved, you will receive First National Bank's routing and transit number and your account number. To set up a direct deposit of your Social Security check, we ask that you come in to one of our bank locations to fill out and sign a form that will allow us to directly deposit your check.
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Can I get information about my account by phone?
Yes! Account information is available with our Customer Service Representatives during business hours at any of our offices or ask about our Dial-A-Bank for automated account information 24 hours a day.
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Can I do all of my banking with First National Bank & Trust?
Yes! Thanks to the convenience of Direct Deposit, ATMs, and the Visa checkcard, everyday banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.
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Is there any interest on First National Bank & Trust's checking accounts?
Yes! If you want a checking account that pays a market rate of interest, check out our Classic Checking Account or Classic Money Market Account.
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How do I make a deposit to my account from a remote location?
You can do most of your banking by using direct deposit, ATMs, or ACH (Automated Clearing House) transactions. First National Bank & Trust also offers Personal Online Banking which allows you to transfer funds, pay bills, and check balances, among other things. Contact us for details on a method that's best for you.
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