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Checking

We offer several types of checking account. Please look over the types below to see what is offered or contact us.

V.I.P. CHECKING

  • No per check charge
  • No service charge if $100 minimum balance maintained 
  • 50 free checks
  • Free phone transfers ($25 minimum transfer)
  • Unlimited check writing
  • Shazam ATM or Shazam Chek card available
  • Combined statements available at no extra charge
  • First Preferred overdraft protection available
  • Free 24-hour Dial-A-Bank service available
  • Free On-Line Banking
  • Free Personal Bill Pay
  • Service charge waived for customers under 23 years of age
  • $10.00 account closing fee if not held for 90 days

CLASSIC CHECKING

  • No per check charge
  • No service charge if $200 minimum balance maintained 
  • 50 free checks
  • Free phone transfers ($25 minimum transfer)
  • Unlimited check writing
  • Shazam ATM or Shazam Chek card available
  • Combined statements available at no extra charge
  • First Preferred overdraft protection available
  • Free 24-hour Dial-A-Bank service available
  • Earn interest on your account balance
  • Interest paid monthly
  • Service charge waived for customers under 23 years of age
  • $10.00 account closing fee if not held for 90 days

CLASSIC MONEY MARKET

  • No service charge if $2,000 minimum balance maintained
  • Combination of 6 checks or preauthorized transactions per month with no charges
  • Combined statements available at no extra charge
  • Free 24-hour Dial-A-Bank service available
  • Earn a special high rate of interest
  • Interest paid monthly
  • $10.00 account closing fee if not held for 90 days

BETTER BUSINESS ACCOUNT

  • For small businesses
  • $400 minimum balance required to avoid maintenance charge
  • Monthly service fee based on account analysis
  • Free phone transfers ($25 minimum transfer)
  • Combined statement available at no extra charge
  • Merchant Mastercard/Visa available
  • "Commercial Credit" or "Ag Advance" available
  • $10.00 account closing fee if not held for 90 days

COMMERCIAL ACCOUNT

  • No minimum balance required
  • Monthly service fee based on account analysis
  • Earnings credit feature to offset service charge
  • Free phone transfers ($25 minimum transfer)
  • Combined statement available at no extra charge
  • Merchant Mastercard/Visa available
  • Business Line of Credit available
  • $10.00 account closing fee if not held for 90 days
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Each depositor is insured to at least $250,000 and backed by the full faith and credit of the United States Government