







|
Rates
| |
| CLASSIC CHECKING ACCOUNTS |
|
$200.00 minimum opening balance
|
| Balance * |
Interest Rate |
APY |
| $0.00 - 1,499.99 |
0.00 |
0.00 |
| $1,500 + |
0.04 |
0.04 |
| |
|
|
| 1ST PREMIER CLUB CLASSIC CHECKING |
| $200.00 minimum opening balance |
| Balance * |
Interest Rate |
APY |
| $0.00 - 1,499.99 |
0.00 |
0.00 |
| $1,500 - 24,999.99 |
0.05 |
0.05 |
| $25,000 - 99,999.99 |
0.05 |
0.05 |
| $100,000 + |
0.05 |
0.05 |
| |
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|
CLASSIC MONEY MARKET ACCOUNTS
|
|
$2,000.00 minimum opening balance
|
| Balance * |
Interest Rate |
APY |
| $2,000 - 49,999.99 |
0.05 |
0.05 |
| $50,000 - 124,999.99 |
0.05 |
0.05 |
| $125,000 - 499,999.99 |
0.05 |
0.05 |
| $500,000 + |
0.05 |
0.05 |
| |
|
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|
SAVINGS ACCOUNTS
|
|
$200.00 minimum opening balance unless under age 13
|
| Balance * |
Interest Rate |
APY |
| $0.00 - 19,999.99 |
0.05 |
0.05 |
| $20,000 - 49,999.99 |
0.05 |
0.05 |
| $50,000 - 124,999.99 |
0.05 |
0.05 |
| $125,000 + |
0.05 |
0.05 |
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CERTIFICATES OF DEPOSIT **
|
|
$500.00 minimum opening balance
|
| Term |
Interest Rate |
APY |
| 91 Day CD |
0.04 |
0.04 |
| 182 Day CD |
0.08 |
0.08 |
| 12 Month CD |
0.15 |
0.15 |
| 24 Month CD |
0.24 |
0.24 |
| 36 Month CD |
0.50 |
0.50 |
| 48 Month CD |
0.75 |
0.75 |
| 60 Month CD |
1.04 |
1.04 |
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| I.R.A. ACCOUNTS ** |
|
$500.00 minimum opening balance
|
| Term |
|
|
| 18 month variable * |
Interest Rate |
APY |
| $0.00 - 10,000 |
0.10 |
0.10 |
| $10,000.01-50,000 |
0.15 |
0.15 |
| $50,000.01 + |
0.20 |
0.20 |
| 1, 2, 3, 4, & 5 year IRA's Same as CD's |
|
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* Balance to earn APY
|
| ** A penalty may be assessed for early withdrawals |
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