FAQ

  • Are First State Bank & Trust's deposit accounts FDIC insured?
  • How do I set up Direct Deposit of my payroll check?
  • Can I get information about my account by phone?
  • Can I do all of my banking with First State Bank & Trust?
  • Is there any interest on First State Bank & Trust's checking accounts?
  • How do I make a deposit to my account from a remote location?


Are First State Bank & Trust's deposit accounts FDIC insured?

 

Yes, all depositor accounts are insured by the FDIC up to the standard maximum deposit insurance amount of $250,000 in each deposit insurance ownership.  Deposits held in different ownership categories are separately insured even if held at the same bank.


For more information on how to maximize your FDIC insurance coverage, visit https://edie.fdic.gov/calculator.html

How do I set up Direct Deposit of my payroll check?

After your First State Bank & Trust's checking application has been approved, you will receive First State Bank & Trust's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within 30 days.

Can I get information about my account by phone?

Yes, account information is available with our Customer Service Representatives during business hours at any of our offices.

Can I do all of my banking with First State Bank & Trust?

Yes, First State Bank & Trust is a full service bank.  We believe in building strong relationships with our customers.  Whether you are looking for a home or commercial loan, deposit accounts, mobile banking, or Trust related services our employees are looking forward to meeting you.  Contact us with questions about your banking needs.

Is there any interest on First State Bank & Trust's checking accounts?

Yes, if you want a checking account that pays a market rate of interest, check out our Classic Checking Account or Classic Money Market Account.

How do I make a deposit to my account from a remote location?

You can do most of your banking by using direct deposit, ATMs, or ACH (Automated Clearing House) transactions. First State Bank & Trust also offers Personal Online Banking which allows you to transfer funds, pay bills, and check balances, among other things. Contact us for details on a method that's best for you.