Benefits
First National Bank & Trust Co. offers a comprehensive benefit package to attract and retain highly qualified individuals.

Retirement Plans

401(k) Savings Plan

The plan gives eligible employees the opportunity to save through pre-tax contributions with the Bank matching 50% of employee contributions up to 10% of yearly wages.  The plan has a six (6) year vesting schedule.

Profit Sharing

While not guaranteed, the Bank has consistently contributed a percentage of salary each year.


Wellness Benefits

The following wellness benefits are available to all full-time employees and their eligible dependents.

Medical Insurance

The Bank offers a top-rated plan with Blue Cross/Blue Shield, with a high percentage of premium costs paid for by the Bank.

Dental Insurance

The Bank offers a top-rated plan with Blue Cross/Blue Shield, with a good percentage of premium costs paid for by the Bank.

Vision Insurance

The Bank offers a top-rated plan with Blue Cross/Blue Shield, with a good percentage of premium costs paid for by the Bank.

Exercise Center

The Bank will assist with a membership payment, up to $300.00 per employee per year.

Long Term Disability Insurance

The Bank purchases LTD insurance for employees equal to 60% of their pay.

Life Insurance

The Bank purchases life insurance for employees.  Policies values are $20,000.00 to $50,000.00 and additional insurance can be purchased for dependents and spouses by the employees.    

Sick Days

The Bank allows six (6) sick days per year and if unused, these days can accumulate to a maximum of 65 days, for use in the case of short term sicknesses.  
                                         

Work & Life Balance

Vacation

Range of vacation time is 2 – 5 weeks.

Holidays

There are usually 9 bank recognized holidays per year. 

Free Bank Services/Products

  • Checking and Savings accounts   
  • Checks (depending on style & number ordered –  maximum of one box/month)
  • Safe deposit box (up to the $20.00 size, employee pays difference on larger boxes)
  • Money orders, domestic wire transfers, stop payment and other bank products and services
  • Debit/ATM card

Employee Discounts

Bank has a cost sharing policy for First National Bank & Trust Co. logo shirts, tiered on length of employment.
  • Loan rates
  • Bank issued credit cards
  • Real estate loan origination fees

Employee Development

Training Classes & Leadership Development

The Bank offers a variety of career development courses to assist employees in their professional development.