Current Rates

Rates updated every Wednesday

(rates may change without notice)
Classic Checking Accounts
                     $200.00 minimum opening balance

Balance *	Interest Rate	APY
$0.00 - 1,499.99	0.00	0.00
$1,500 +	0.04	0.04

1st Premier Club Checking Accounts
                     $200.00 minimum opening balance

Balance *	Interest Rate	APY
$0.00 - 1,499.99	0.00	0.00
$1,500 - 24,999.99	0.05	0.05
$25,000 - 99,999.99	0.05	0.05
$100,000 +	0.10	0.10

Classic Money Market Accounts
                     $2,000.00 minimum opening balance

Balance *	Interest Rate	APY
$0.00 - 49,999.99	0.05	0.05
$50,000 - 124,999.99	0.10	0.10
$125,000 - 499,999.99	0.15	0.15
$500,000 +	0.15	0.15

Classic Savings Accounts
                     $200.00 minimum opening balance unless under age 13

Balance *	Interest Rate	APY
$0.00 - 19,999.99	0.05	0.05
$20,000 - 49,999.99	0.10	0.10
$50,000 - 124,999.99	0.10	0.10
$125,000 +	0.15	0.15

Certificates of Deposit (Specials)**
                     $500.00 minimum opening balance

Term	Interest Rate	APY
13 Month*	0.70	0.80
25 Month*	0.80	0.90
37 Month*	0.90	1.00
54 Month*	1.09	1.09

Certificates of Deposit **
                     $500.00 minimum opening balance

Term	Interest Rate	APY
91 Day CD	0.10	0.10
182 Day CD	0.20	0.20
12 Month CD	0.30	0.30
24 Month CD	0.40	0.40
36 Month CD	0.50	0.50
48 Month CD	0.60	0.60
60 Month CD	0.69	0.69

I.R.A. Accounts **
                     $500.00 minimum opening balance

Term	Interest Rate	APY
18 Month variable *
$0.00 - 10,000	0.35	0.35
$10,000.01 - 50,000	0.40	0.40
$50,000.01 +	0.45	0.45
1, 2, 3, 4, & 5 year IRA's - Same as CD's

* Balance to earn APY
** A penalty may be assessed for early withdrawals